Looking for a 3 bedroom and 2 full bath home with NO HOA?!? Here it is! Conveniently located in south west Winter Haven, it has easy access to Recker Highway and SR 540/Spirit Lake Rd- and just minutes to downtown Winter Haven. Need a backyard to easily store your boat or 4 wheeler, etc? This is it! The backyard opens up to a cul-de-sac, making it easy to pull into for additional car/boat/etc storage- just add a gate to the back fence! This open is bright and open, with a split floor plan. The master bedroom is located in the front right side of the home, and features views of the backyard and a large, private full bathroom, complete walk in shower, double vanity and two walk in closets. The foyer has a closet for storage, and leads you to the great room with vaulted ceilings. Step to the left towards the eat in kitchen, with panty and eating nook. Move towards the door which leads to the indoor utility room with extra storage, and step through to the 21x21 garage. Head back to the hallway and bedrooms 2 and 3. Bedroom 2 is located in the front of the home with a closet. Bedroom 3 is located in the back of the home and has a closet. In between the bedrooms is the full shared bathroom w/ tub/shower combo, and there is even a linen closet in the hallway to use for more storage. Head back towards the back of the home and head out to the screen 5x11 patio. It has a great view of the open back yard and mature landscaping. Updates to the home is previous year (2015) New windows throughout home, roof, gas water heater, garage door and opener, exterior AC unit, toilets and sinks. Recent updates include new bedroom carpet (all 3 rooms) w/ carpet warranty, air handler (located in garage) ductwork, and attic insulation. Come check out this 3 bedroom 2 bath home with .15 acre lot and NO HOA! Seller just renewed and passed all inspections for insurance (4 point and wind mitigation) 4/2023. Call today for your private in person or virtual tour!