VA ASSUMABLE LOAN AVAILABLE - balance $440,000, interest rate 2.375% - buyer must have the cash to pay the seller the difference. The WATERFRONT Florida Lifestyle awaits you with a 3-bed, 2-bath, 2-car garage and an immaculate waterfront home with NO HOA or CDD! The home features a great floor plan with a separate/private living room, spacious dining area, fabulous primary suite, bath, and two bedrooms on the opposite side, providing much-needed privacy for all. The master bedroom has a walk-in closet, and the en-suite bath has a vanity with a beautiful glass vessel sink and a walk-in shower with multiple body jets! The guest bathroom has been upgraded and features a relaxing jetted tub! The extraordinary, renovated kitchen is the heart of the home with its breakfast/snack/serving bar that overlooks the dining and Florida room. It offers newer appliances, many custom-designed cabinets, gorgeous granite countertops, stylish backsplash, and a stainless-steel farmhouse sink! A pocket sliding window and sliding door open to the Florida room, which is excellent for entertaining family and friends. Outside, you will find a lush, well-manicured backyard, completely fenced, perfect for pets while you and your guests enjoy a refreshment in the attractive travertine paved open patio. There is also a detached 10 x 12 shed/workshop with electricity and shelves. This gorgeous home is on a large corner lot with a deep saltwater canal, direct, no bridge, access to Tampa Bay and the gulf water beyond. A great established neighborhood within minutes of some of Apollo Beach's most popular restaurants, Apollo Beach Park and Nature Preserve, dog park, rec center, racquetball, tennis and fitness club, and schools. Conveniently located close to US Hwy 41, I-75, I-4, Tampa, St. Petersburg, Bradenton, and Sarasota. Be the first to discover this GEM of a WATERFRONT home!